Financial Planning

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While each client will have unique financial needs, the financial planning process often includes these pieces.

 

1. Financial goal setting
Define and prioritize your financial needs and goals to guide the financial planning process.

2. Budgeting and cash flow analysis
Map your current net worth and understand how your current and projected income and expenses will affect your wealth.

3. College Planning
Whether you are managing your own student debt or planning for your children’s tuition costs, we help you understand the different scenarios so that you can factor this large cost into your financial plan.

 

4. Retirement planning
How much do I need to retire? Can we retire early? Should we change how we are saving or investing for retirement? These are fundamental questions that we help clients answer.
 

5. Tax planning
Are you at the prime of your earnings career? Already retired? we keep current with the latest tax regulations to help clients identify tax-efficient strategies that work best for their circumstances.

6. Insurance and risk management
From life insurance to long-term care insurance, we help clients identify the right insurance solutions to protect individuals, families,
and their assets.

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7. Estate planning
We work closely with estate attorneys and certified accountants to help clients pursue their legacy goals. We integrate these legacy objectives into the overall financial plan.

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8. Life Changes
Adjustments to your financial plan and investment strategies may be necessary when circumstances change. Whether it’s an unexpected financial windfall, a new career direction, or a change in marital status, we are committed to acting in your best interest.